About
Building a generation that’s readier for money, work, and life.
Readier Today™ is a public benefit company creating education, mentorship, and community to help young people build real-world confidence in finance, investing, and entrepreneurship.
What is Readier Today™?
✔️ Financial Literacy
✔️ Investing Essentials
✔️ Entrepreneurial Mindset
✔️ Mentorship & Community
Readier Today™ LLC is the parent company and ecosystem behind Teen Millionaires Club™ and future educational initiatives designed to prepare the next generation for financial independence and entrepreneurial leadership.
We are not a “get rich quick” program.
We are building a long-term, skills-based pathway to confidence, competence, and character.
Our focus is simple:
- Teach real financial fundamentals
- Develop investing literacy
- Cultivate entrepreneurial thinking
- Build leadership through mentorship and community
All programs and transactions operate under Readier Today™ LLC to ensure integrity, accountability, and long-term sustainability.
Why Now?
Teens need real skills for a changing world.
Teenagers today face a radically different economic landscape than previous generations.
Artificial intelligence is reshaping work.
Traditional career paths are shifting.
Financial literacy gaps remain widespread.
Most young people graduate without practical knowledge of:
- Income and expenses
- Investing fundamentals
- Business structures
- Wealth-building principles
We believe preparation should begin earlier.
We believe education should feel relevant.
We believe confidence is built through practice, not theory.
Our Purpose
Our vision
A world where every generation is financially ready — equipped with the confidence, character, and capability to build and sustain lasting wealth.
A world where financial readiness becomes a shared expectation, not a privilege.
Our Mission
To equip and empower individuals — beginning with teens and young adults — with practical financial, investing, and entrepreneurial skills that create confidence, opportunity, and generational impact.
Through community, coaching, and real-world application, we help people earn, save, invest, build, and give with purpose.
Our Values
1. Integrity
We do what we say. We reject hype, shortcuts, and “get rich quick” thinking.
2. Responsibility
We own our actions, our finances, and our futures.
3. Discipline
We believe wealth is built through consistent habits, not luck.
4. Empathy
Money is personal. We meet people where they are.
5. Community
We rise together. Success is amplified when shared.
6. Meliorism
We believe the world can be improved through informed, intentional action.
7. Innovation
We embrace modern tools — including AI — to stay relevant and future-ready.
8. Sustainability
We think long-term: financially, environmentally, and socially.
A Public Benefit Company by Design
We are building for long-term trust.
Readier Today™ is structured as a public benefit company. That means we are legally committed to balancing profit with purpose.
Our success is not measured solely by revenue — but by impact:
- The confidence of the teens we serve
- The strength of the communities we touch
- The integrity of the programs we create
This structure reflects our belief that financial education should expand opportunity — not exploit aspiration.
Founding Team
Allen Guthier
Creator and Co-Founder (CEO)
25+ years of finance, investing, and entrepreneurial experience. Founder, advisor, investor, and parent of two teenagers.
C.J. Tinloy
Co-Founder and Readiness Officer (CFO)
Finance leader with deep startup experience and a commitment to operational excellence and ethical growth.
Chance Robb
Co-Founder and Membership Manager (CXO)
Teen leader and early graduate of the pilot program — bringing the voice of youth into the founding vision.
Board of Advisors
Readier Today™ is guided by experienced leaders across finance, education, and entrepreneurship who share our commitment to preparing young people for the future.
We are intentionally building this board over time with values-aligned leaders who believe in long-term impact over short-term hype.
Rickelle Harrington (Mathis), MA
Private Education Consultant and Academic Coach
Jason Rogers, MBA
Director of Strategy and Operations
(Ex-Nike)
Programs We Operate
Readier Today™ designs and operates educational programs that support different stages of financial and entrepreneurial development.
Teen Millionaires Club™
A live, community-based program focused on financial literacy, investing fundamentals, and entrepreneurship for teens.
Future programs will expand the Readier Today™ ecosystem while maintaining our commitment to practical education and ethical growth.
Building What We Wish We Had
We are building the kind of financial education we wish existed when we were teenagers — structured, practical, accountable, and community-driven.
If you believe young people deserve better preparation for the real world, we invite you to explore our programs or get involved.